Wah, many Singaporeans really struggle to repay their debts lah. Everyday like kena stress, thinking how to clear loans and credit card bills. Cost of living so high, how to save money like that? Some even must borrow more money to pay off old debts, really jialat. End up, they stuck in a cycle, work so hard but never see the end of the tunnel. Some even have to cut down on basic needs, just to make ends meet. Really very cham, no easy way out from this debt problem
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