Wah, saving money si beh important sia, you never know when you really kena , so must always keep some lui aside. In Singapore ah, got high cost of living, so better start saving early ah , else old liao then regret. Save first, spend later, this kind of mindset very good one, helps you build up your savings faster lol. If you don’t save, later interest rates go up, you lagi headache with more debt, better save now when still can. In Singapore, everyone kiasu about saving, got good habit of putting money into CPF and bank for future use.